Watchdog
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Watchdog
Author: Richard Cordray
language: en
Publisher: Oxford University Press
Release Date: 2020-02-03
Every day across America, consumers face issues with credit cards, mortgages, car loans, and student loans. When they are cheated or mistreated, all too often they hit a brick wall against the financial companies. People are fed up with being run over by big corporations, and few have the resources or expertise to fight back on their own. It is no wonder consumers feel powerless: they are outgunned every step of the way. Since 1970, the financial industry has doubled in size. It is the biggest source of campaign contributions to federal candidates and parties, spending about $1 billion annually on campaigns and another $500 million on lobbying. The four biggest banks each now has more than $1 trillion in assets. Financial products have become a mass of fine print that consumers can hardly even read, let alone understand. Growing problems in the increasingly one-sided finance markets blew up the economy in 2008. In the aftermath, Congress created the Consumer Financial Protection Bureau. Sharing the stories of individual consumers, Watchdog shows how the Bureau quickly became a powerful force for good, suing big banks for cheating or deceiving consumers, putting limits on predatory lenders, simplifying mortgage paperwork, and stepping in to help solve problems raised by individual consumers. It tells a hopeful story of how our system can be reformed by putting government back on the side of the people, to strengthen our families, safeguard the marketplace, and establish a new baseline of fairness in our democratic society.
The Art of the Watchdog
Expert advice on how any citizen can fight government fraud, waste, abuse, and corruption. Does government fraud, waste, abuse, and corruption make your blood boil? In The Art of the Watchdog, Daniel L. Feldman and David R. Eichenthal show how to fight back. Based on their own work in federal, state, and local government over the last forty years, they will arm you with the tools and techniques needed to put the spotlight on those who cheat and steal from the public or who squander valuable taxpayer dollars through waste and inefficiency. At the same time, Feldman and Eichenthal outline what they see as the good and the bad of current oversight efforts based on case studies from across the nation. Ultimately their goal is to ensure that the art of the watchdog does not become a lost one and to improve the quality and integrity of government and strengthen democracy. In The Art of the Watchdog, Feldman and Eichenthal offer a comprehensive overview of the world of oversight from the perspective of two authors who have been around the block a time or two. If you want to understand the different forms of watchdogs and how they both succeed and fail, there is no better resource available. Neil M. Barofsky, author of Bailout: How Washington Abandoned Main Street While Rescuing Wall Street This is simply the best book written on the government watchdog function. It smartly explains how a persistent, gutsy, and empirical watchdog can be a tugboat moving supertankers. Mark J. Green, former New York City Public Advocate and author of Who Runs Congress? Who really watches out for abuses and waste in government? Often it is committed public servants who understand that oversight is part of doing the peoples business. Feldman and Eichenthal show how effective watchdogs can lead to better government performance and improved public confidence. Tom Griscom, former White House Communications Director in the Reagan administration
Watchdog
You might think you had a front-row seat to the shocking scandals of Benghazi, the IRS targeting of conservatives, Fast & Furious, illegal email servers, mishandling America's secrets and cover-ups at the EPA. The rest of the story, told here for the first time, is even more troubling. In Watchdog, Congressman Darrell Issa reveals some of the worst of Washington, pulls back the curtain on business as usual in the Capitol, and lets in the sunshine of accountability. As Chairman of the Committee on Oversight and Government Reform, Issa led a years-long fight to uncover what was really happening in the Obama Administration and Hillary Clinton's State Department, while taking on a mainstream media and establishment Beltway culture he quickly found out weren't always interested in the truth. But what the public doesn't know about Big Government and what the people may not realize is happening to their country requires someone in Washington willing to tell the truth no matter who gets the blame. Carrying out aggressive oversight brought Issa into conflict with not only political foes, but friends and allies as well. Through it all, he has sought to remind everyone in government they are still subject to the rule of law and accountable to the American people. Watchdog is the inside account of what it took to get the truth and what it will take for our democracy to endure.