More Than You Wanted To Know

More Than You Wanted to Know

How mandated disclosure took over the regulatory landscape—and why it failed Perhaps no kind of regulation is more common or less useful than mandated disclosure—requiring one party to a transaction to give the other information. It is the iTunes terms you assent to, the doctor's consent form you sign, the pile of papers you get with your mortgage. Reading the terms, the form, and the papers is supposed to equip you to choose your purchase, your treatment, and your loan well. More Than You Wanted to Know surveys the evidence and finds that mandated disclosure rarely works. But how could it? Who reads these disclosures? Who understands them? Who uses them to make better choices? Omri Ben-Shahar and Carl Schneider put the regulatory problem in human terms. Most people find disclosures complex, obscure, and dull. Most people make choices by stripping information away, not layering it on. Most people find they can safely ignore most disclosures and that they lack the literacy to analyze them anyway. And so many disclosures are mandated that nobody could heed them all. Nor can all this be changed by simpler forms in plainer English, since complex things cannot be made simple by better writing. Furthermore, disclosure is a lawmakers' panacea, so they keep issuing new mandates and expanding old ones, often instead of taking on the hard work of writing regulations with bite. Timely and provocative, More Than You Wanted to Know takes on the form of regulation we encounter daily and asks why we must encounter it at all.

More Than You Wanted to Know About Beth's Life

MORE THAN YOU

When owners and executives of small, medium, and large businesses couldn’t answer my questions, they asked me to inform them when my book was completed. I didn’t realize my twenty-plus years of success in supervision and management of operations, R&D, safety trainer, train the trainers, troubleshooter, sales representative, sales management, business development director, and business owner offered me the opportunity to help so many others in business and life. If you like what you read, I would love to come to your company for a talk with employees or management and offer more detail and motivation. My goal is to help others succeed and give Jesus all the Glory! I’ve had the pleasure to get to know Thomas over the years. He is not only a rabid Packers fan, but also a man of great wisdom, as well as a great author. I loved reading his book and I am confident that you will as well. Mark Murphy President and Chief Executive Officer Green Bay Packers 13-Time World Champions Thomas DePetro has taken an approach to business management, which is both unique and timeless. He uses a lifetime of business and personal experiences to educate readers in the most important aspects of business success. He successfully demonstrates the Golden Rule. “Treat others as you wish to be treated” is the way to succeed in business today. This novel approach to business management is an easy read and will successfully meet the needs of the many personalities existing in the business world. Steven Thompson PhD (Honorary) Corporate Systems Testing Manager (Retired) UPS This book is the first one I have read which informs everyone from the front-line supervisor to the executive manager. This makes the book unique. It has its own niche market. Jim Brangenberg CEO IWORK4HIM Radio Program