Innovations In Digital Finance And Intelligent Technologies A Deep Dive Into Ai Machine Learning Cloud Computing And Big Data In Transforming Global Payments And Financial Services
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Innovations in Digital Finance and Intelligent Technologies: A Deep Dive into AI, Machine Learning, Cloud Computing, and Big Data in Transforming Global Payments and Financial Services
Author: Kishore Challa
language: en
Publisher: Deep Science Publishing
Release Date: 2025-06-06
The digital revolution has profoundly reshaped the landscape of global finance, giving rise to an era where speed, security, and intelligence define the success of financial services. Innovations in Digital Finance and Intelligent Technologies: A Deep Dive into AI, Machine Learning, Cloud Computing, and Big Data in Transforming Global Payments and Financial Services aims to illuminate this transformation by exploring disruptive technologies at the core of today’s financial evolution. In recent years, Artificial Intelligence (AI), Machine Learning (ML), Cloud Computing, and Big Data have moved from theoretical concepts to practical tools that power every facet of modern finance—from algorithmic trading and fraud detection to credit scoring and personalized banking. These innovations are not just enhancing operational efficiency; they are enabling real-time decision-making, improving financial inclusion, and reshaping the way individuals, businesses, and institutions engage with money. This book is crafted for a wide spectrum of readers including financial professionals, technologists, researchers, policy-makers, and students. It unpacks the mechanisms behind intelligent financial systems, provides real-world case studies, and discusses emerging trends such as decentralized finance (DeFi), embedded banking, digital identity, and AI-driven risk assessment. Special attention is given to the regulatory, ethical, and cybersecurity challenges that come with this rapid digitalization. What makes this work timely is its holistic view of innovation—not just as a product of technology, but as a driver of systemic change in global economies. From digital wallets and instant cross-border payments to cloud-native banking platforms, the book outlines how intelligent technologies are setting new standards for agility, transparency, and customer experience. As financial ecosystems grow increasingly complex and interconnected, this book serves as a compass guiding stakeholders toward building secure, inclusive, and intelligent financial futures.
FinTech in Sub-Saharan African Countries
Author: Mr.Amadou N Sy
language: en
Publisher: International Monetary Fund
Release Date: 2019-02-14
FinTech is a major force shaping the structure of the financial industry in sub-Saharan Africa. New technologies are being developed and implemented in sub-Saharan Africa with the potential to change the competitive landscape in the financial industry. While it raises concerns on the emergence of vulnerabilities, FinTech challenges traditional structures and creates efficiency gains by opening up the financial services value chain. Today, FinTech is emerging as a technological enabler in the region, improving financial inclusion and serving as a catalyst for the emergence of innovations in other sectors, such as agriculture and infrastructure.
Artificial Intelligence in Society
The artificial intelligence (AI) landscape has evolved significantly from 1950 when Alan Turing first posed the question of whether machines can think. Today, AI is transforming societies and economies. It promises to generate productivity gains, improve well-being and help address global challenges, such as climate change, resource scarcity and health crises.