Delay Deny Defend
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Delay, Deny, Defend
An expose of insurance injustice and a plan for consumers and lawmakers to fight it Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation. Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm. Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue.
Delay, Deny, Hope They Die
Author: William F. Dement
language: en
Publisher: William Francis Dement F. Dement
Release Date: 2011-06-18
"This is the true story of an NYPD Lieutenant, William F. Dement, who drove 2,000 miles, solo, in 2 days from the retirement home his was building in New Mexico to respond to the World Trade Center disaster following September 11th."--Page 4 of cover.
Delay, Deny, Defend
Argues that insurance companies have developed unethical practices of delaying or denying legitimate claims, sharing dozens of stories involving major insurers while counseling readers on how to make insurance buying decisions and pursue disputed claims.